You Don’t Have a Cash Problem You Have a Financial Management Problem | Moshe Bochner x David Korn

Business owners carry a lot on their shoulders.

Sales. Operations. Payroll. Vendors. Clients. Decisions that never seem to end.

In this episode, Moshe Bochner from the CoFinance Team sits down with David Korn, CEO of Clover Financial Management, to talk about the real role financial management plays in a healthy business.

This conversation goes beyond bookkeeping.

It explores cash flow discipline, back-office structure, collections, payroll pressure, credit usage, and the difference between looking profitable and actually being profitable.

David shares what he sees every day working with business owners across industries, and why clear numbers are the foundation for growth, stability, and peace of mind.

This episode is for owners who want clarity instead of chaos.

Timestamps:

0:00 – Welcome, subscribe reminder, and episode setup

2:10 – Why Moshe invited David Korn on the show

4:30 – What financial management really means vs bookkeeping

7:00 – The stress business owners carry behind the scenes

9:40 – Cash flow problems owners don’t see until it’s too late

12:20 – Credit cards, debt, and false confidence in numbers

15:10 – Why you can’t fix a business without clean books

18:05 – Discipline, deposits, collections, and structure

21:10 – Mixing personal and business finances

24:00 – Payroll, insurance, and back-office blind spots